Dare to Compare Quotes
Dare to Compare Health Quotes
No spam calls. No confusing jargon. Answer 5 simple questions and let Amy match your household with top-rated US coverage options in under 90 seconds.
Amy
Hi there! I'm Amy, your AI health insurance guide. Comparing US health plans can be a headache, but I'll help you find your best options in under 90 seconds. Who are we shopping for today?- 256-Bit Secure
- No Spam Guarantee
- Covers ACA Marketplace, Private Plans & Self-Employed Options
How it works
- 01
Answer 5 questions
Tap through Amy's quick intake. No forms, no jargon, about 90 seconds.
- 02
Amy reads your situation
She weighs your ZIP, household, work status and what matters most to you.
- 03
Get your matches
See the plan structures that actually fit, explained in plain English.
Who we help
Self-employed & 1099
Private, PPO and HSA-eligible plans plus the premium deduction most freelancers miss.
Families
Household coverage that balances the monthly premium against the deductible you'd actually hit.
Turning 65
Medicare Advantage and supplement options explained without the mailbox avalanche.
Between jobs
ACA Marketplace plans and the tax credits that lower your monthly cost right away.
Straight answers
Is HealthQuotes AI free to use?
Yes, HealthQuotes AI is completely free for consumers. We are paid by the licensed brokers and carriers we match you with, never by you.
Can I get health insurance if I'm self-employed?
Yes. Self-employed and 1099 workers can buy an ACA Marketplace plan, a private plan, or a high-deductible plan paired with an HSA. Many also qualify for premium tax credits based on their expected annual income.
What is the difference between a PPO and an HMO?
A PPO lets you see doctors outside your plan's network, usually for a higher monthly premium. An HMO costs less each month but requires you to stay in-network and often get a referral before seeing a specialist.
What is a deductible?
A deductible is the amount you pay for covered care each year before your insurance starts paying its share. A lower deductible usually means a higher monthly premium, and the reverse is also true.
Will I get spam calls after using this?
No. You choose whether to be contacted, the consent box is never pre-checked, and we only share your details with the licensed partners matched to your answers.
Is HealthQuotes AI a government website?
No. HealthQuotes AI is a private comparison service and is not affiliated with HealthCare.gov, Medicare, or any government agency.
Dare to Compare Quotes
No spam calls. No confusing jargon. Answer 5 simple questions and let Amy match your household with top-rated US coverage options in under 90 seconds.
View My Matched Quotes →